Wednesday, January 14, 2015

2014 Goal Was Reached :)

So I posted here that we wanted to pay our car loan off by the end of 2014.  Well we totally reached that goal!  On December 31 I posted this picture to Instagram.... ( ps: if you would like to follow me on

In January of 2014 we owed over $12,000 on our car.  We have now completed Baby Step # 2.

How did we do it?  We had a budget for everything. 

I used cash for my spending money and grocery/household items. I saved my change from this and cashed it in.

I menu planned.  I tried to save as much as possible on anything we bought for the house.

We cut cable and use a Roku 2, Netflix, Amazon Prime and a antenna to watch TV.

I shop Goodwill, thrift stores and yard sales for a lot of household items and clothing.

We sold things.

My hubby took on many side jobs.  He is a bass player in addition to his regular job.  He also runs sound for bands. 

We were lucky and got back about $4,000 from our income tax return in 2014 so all of that went towards the car loan. 

Anyway, if you have read my blog for any amount of time then you all know how we did it cause this is what my blog it about.  I am sure I have left out many thing we do to save money and be frugal. 

It wasn't easy.  But it is doable.  Now on to the next step.....

Thank you all for being my support system and reading my crazy frugal antics.  Don't worry they won't be stopping anytime soon :)

I plan to blog stay tuned :) 


  1. Replies
    1. Thank you so much! It is a huge blessing to be rid of this debt! Now we just need to stay that way!

  2. Congrats Melissa!! What are you going to do with all that extra cash? :)

    1. I haven't posted about it yet but we are moving so we are saving saving saving :)

  3. Oh wow!! Good for you!!! :) Congrat's!!

  4. Thank you so much ladies! It's a great feeling!