Sunday, April 14, 2013
April Savings Challenge Update # 2
Well it turned out after everything was added and subtracted and re figured and all that stuff my hubby the accountant does, we only owed a bit over $1,000. It also turns out that my hubby had actually made enough doing taxes this year to cover that amount. WOOHOO!!! My month is looking up :)
So lets revisit my goals for the month and see how I am doing.....
1. Increase our ER fund by $226. This will place it right at $2000 and that seems to work for us while we are paying off debt. I am hoping to do this by selling our unwanted items. So far I have sold $104 of our unwanted and unused items on our local yard sale facebook groups. I have some other items pending pick up also. So hopefully if all goes well with those I should easily reach this goal. But lets not count the chickens and all :)
2. Save for our our dogs rabies shot and tag, 6 months worth of heart worm and flea meds and check up which she will need at the end of May. After I meet goal number 1 I will use any more money I make by selling our stuff to do this. I can't remember exactly what the total for this is so I will have to update this after I look it all up.
*Update: The total I will need for all of this is $187
3. See what I can cut from the grocery budget. I am hoping to cut at least $100 but I just don't know if that is realistic. I will track my spending here on the blog. Any savings I have at the end of the month will go towards the car. I have purchased most of the groceries for this month. I need to sit down and add up the receipts. I believe we are under budget so far but I am not sure exactly how much yet. I will up date this goal later this week.
4. Make a decision on what to do about the cable/landline/internet/cell phones and see what will save us the most money. Any future savings will be added to the car payment. We have made a decision on this but now we just need to put it in action.
Not to bad for the middle of the month I don't think. Lets hope the rest of the month goes as well.