Wednesday, January 6, 2016

One Year Of Being Debt Free

December 31,2015 was our 1 year anniversary of completing Dave Ramsey's Baby Step 2.

 It really has been an awesome year.

It is amazing when you own no one but your mortgage how freeing it is when a unplanned expense or life event happens and you don't have to worry about how to pay for it.

 We relocated to a different city and manage to not rack up anymore debt.  We bought a few new pieces of furniture and did some things to our new house, all funded with cash. 

We also had over $2000 in car repairs for my car which were totally unplanned but also paid for in cash.

We have even managed to save 3 months living expenses for Baby Step 3.  We are planning to do at least 6 months.

Even though we have paid off our consumer debt I do not see our lifestyle changing ever.  I love being frugal and it is a challenge to me to save money.

I tell my husband all the time his job is to make the money and mine is to save the money :)

Lets hope 2016 is as nice to us as the last year has been!


  1. You are an inspiration, love your blog.

    1. Thank you! I am just trying to do the best I can with our money!