It seems I have not updated on how we did in the low/no spend challenge for January. I haven't been blogging much and need to get back to it. This cold and snow is depressing and I am having a hard time feeling like blogging :(
Anyway, my goal was to save $100 off or our grocery budget. I am happy to report that I saved that and $50 extra. So $150 total which I have put towards my car loan.
I also managed to save an additional over $400 by just not spending. I lost track of how many no spend days I actually had but I am pretty sure I meet my goal of 10. We have had a ton of snow days here for the month of January so I have easily stayed home all of those.
The $400 addtional money I have set aside for car maintance. I need to have 100,000 mile work done on my car and so I am saving up to do so. I plan to do this over Spring Break when I am off work and won't have to worry about how long the shop needs my car to do it. Whatever money is left from this fund when the work is done will then be applied towards the car loan.
I am continueing this low/no spend challenge into Febuary. Actually for pretty much now until at least school is out for the summer. I really want to get this car loan paid off by the end of the year. My husband doesn't think this is a reasonable goal but I am gonna try like hell to do it. We will see....
Way to go. I hope you prove your DH wrong on paying off the car loan. ;-)
ReplyDeleteThank you Sluggy! I am gonna try really hard to do just that ;)
DeleteYou did great in January Melissa! I want to get my car loan paid off by the end of the year too. I owe a lot on it, but since switching to cash, I may just be able to pull it off. I'll be cheering you on the whole way!
ReplyDeleteI owe a lot on mine to Sharon! I will be rooting for you too!
DeleteI want my truck paid off before long also. We will do it together!
ReplyDeleteIt is always nice to have company to encourage us along :)
DeleteYou did amazing in January, Melissa!
ReplyDelete