Thursday, July 28, 2011

I've Fallin Off The Frugal Band Wagon :(

I ran the numbers a couple of days ago to see where we stand as far as paying off our debt.  We now owe on our credit card again :(  I would love to be able to say this is all my husbands fault. Or because of some big emergency, but the reality is that it is neither of those things.  Although my husband does not totally agree with not using credit cards or debit cards and going cash only, this is not debt just because of him.  It is also not because of any one big emergency or even really alot of little ones.  This is just plain and simple lack of planning on our parts and "wants" instead of "needs".  It seems that after we came back from vacation in March we just never got out of vacation mode and fell off the frugal band wagon :( 

Needless to say, I am very discouraged!  But I am not discouraged enough to give up!  So now that I know where we stand it is time to climb back on the wagon and move forward even if it takes longer then I thought!  Lets hope we can get the credit card paid off again quick and work better at planning our fun stuff!


  1. Been there, working my way out of it. I've gone so far as to cut up all but 1 of my credit cards and I've put that 1 in a secure location so I'll actually only use it "in case of emergency."